/* Bellmont Insurance Partners — light corporate system (Inter) */
:root {
  --bg: #ffffff; --soft: #F6F4F0; --soft2: #EDE6D6; --ink: #02223C; --ink2: #2b4157; --mut: #5b6b7b;
  --line: #E6DECC; --navy: #02223C; --navy2: #0E3556; --gold: #B58544; --sand: #D6C4A1;
  --sans: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  --ease: cubic-bezier(.22, 1, .36, 1);
  --pad: clamp(16px, 4vw, 40px); --hh: 72px;
  --shadow: 0 1px 2px rgba(2,34,60,.05), 0 14px 34px -14px rgba(2,34,60,.2);
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 88px; -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--sans); font-size: 1rem; line-height: 1.6; color: var(--ink); background: var(--bg); -webkit-font-smoothing: antialiased; font-feature-settings: "cv11", "ss03"; overflow-x: hidden; }
body.is-locked { overflow: hidden; }
img, video { display: block; max-width: 100%; height: auto; }
a { color: inherit; text-decoration: none; }
ul, ol { margin: 0; padding: 0; list-style: none; }
h1, h2, h3, h4, p { margin: 0; }
button { font: inherit; color: inherit; cursor: pointer; background: none; border: 0; padding: 0; }
:focus-visible { outline: 2px solid var(--navy2); outline-offset: 3px; border-radius: 6px; }
.ico { width: 1.1em; height: 1.1em; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; flex: none; }
.wrap { width: 100%; max-width: 1280px; margin-inline: auto; padding-inline: var(--pad); }
.skip { position: absolute; left: -999px; top: 8px; z-index: 100; background: var(--navy); color: #fff; padding: 10px 16px; border-radius: 8px; }
.skip:focus { left: 8px; }

/* ---------- type ---------- */
.h2 { font-size: clamp(2rem, 4.4vw, 3.4rem); line-height: 1.08; letter-spacing: -.035em; font-weight: 600; text-wrap: balance; }
.h2--center { text-align: center; }
.lede { font-size: clamp(1.02rem, 1.4vw, 1.18rem); color: var(--mut); max-width: 56ch; margin-top: 18px; }
.lede--center { margin-inline: auto; text-align: center; }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; font-size: .78rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--navy2); margin-bottom: 18px; }
.eyebrow__dot { width: 8px; height: 8px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 0 4px rgba(181,133,68,.16); }
.fine { text-align: center; font-size: .82rem; color: var(--mut); margin-top: 28px; }
.section { padding-block: clamp(64px, 9vw, 120px); }
.section--tight { padding-top: clamp(24px, 4vw, 48px); }
.section__head { margin-bottom: clamp(32px, 5vw, 56px); }
.section__head--split { display: flex; justify-content: space-between; align-items: flex-end; gap: 28px; flex-wrap: wrap; }
.section__head--center { text-align: center; }

/* ---------- buttons ---------- */
.btn { position: relative; display: inline-flex; align-items: center; justify-content: center; gap: .6em; height: 52px; padding: 0 26px; border-radius: 999px; font-weight: 600; font-size: .95rem; letter-spacing: -.005em; white-space: nowrap; overflow: hidden; transition: background .3s, color .3s, border-color .3s, box-shadow .3s, transform .45s var(--ease); isolation: isolate; }
.btn::before { content: ""; position: absolute; inset: 0; background: rgba(255,255,255,.16); transform: translateX(-101%); transition: transform .5s var(--ease); z-index: -1; }
.btn:hover::before { transform: none; }
.btn .ico { transition: transform .4s var(--ease); }
.btn:hover .ico { transform: translateX(4px); }
.btn--navy { background: var(--navy); color: #fff; box-shadow: 0 10px 24px -10px rgba(2,34,60,.7); }
.btn--navy:hover { background: var(--navy2); }
.btn--white { background: #fff; color: var(--navy); }
.btn--white::before { background: rgba(2,34,60,.07); }
.btn--glass { background: rgba(255,255,255,.14); color: #fff; border: 1px solid rgba(255,255,255,.45); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); }
.btn--ghost { border: 1px solid var(--line); background: #fff; color: var(--ink); }
.btn--ghost::before { background: var(--soft); }
.btn--sm { height: 44px; padding: 0 20px; font-size: .9rem; }

/* ---------- motion primitives ---------- */
.js [data-reveal] { opacity: 0; transform: translateY(24px); filter: blur(6px); transition: opacity .9s var(--ease), transform .9s var(--ease), filter .9s var(--ease); }
.js [data-reveal].is-in { opacity: 1; transform: none; filter: none; }
.w { display: inline-block; }
.js [data-split] .wi { display: inline-block; opacity: 0; filter: blur(12px); transform: translateY(.4em) scale(.97); transition: opacity .85s var(--ease) var(--d), filter .85s var(--ease) var(--d), transform .85s var(--ease) var(--d); }
.js [data-split].is-in .wi { opacity: 1; filter: none; transform: none; }
.js [data-clip] { clip-path: inset(14% 10% 0 10% round 36px); transform: scale(1.05); transition: clip-path 1.3s var(--ease), transform 1.5s var(--ease); }
.js [data-clip].is-in { clip-path: inset(0 round 24px); transform: none; }
.progress { position: fixed; left: 0; top: 0; height: 3px; width: 100%; z-index: 80; transform-origin: 0 50%; transform: scaleX(0); background: linear-gradient(90deg, var(--navy2), var(--gold)); }

/* ---------- header ---------- */
.site-header { position: sticky; top: 0; z-index: 60; background: rgba(255,255,255,.82); backdrop-filter: saturate(1.5) blur(16px); -webkit-backdrop-filter: saturate(1.5) blur(16px); border-bottom: 1px solid transparent; transition: border-color .3s, box-shadow .3s; }
.site-header.is-scrolled { border-color: var(--line); box-shadow: 0 8px 30px -22px rgba(2,34,60,.35); }
.navbar__in { display: flex; align-items: center; gap: 28px; height: var(--hh); }
.brand { display: block; line-height: 0; flex: none; }
.brand__logo { height: 36px; width: auto; max-width: none; }
.nav { margin-inline: auto; display: none; }
.nav__list { display: flex; gap: 4px; }
.nav__item { position: relative; }
.nav__link { display: block; padding: 10px 14px; border-radius: 999px; font-size: .94rem; font-weight: 500; color: var(--ink2); transition: background .25s, color .25s; }
.nav__link:hover, .nav__item:focus-within > .nav__link { background: var(--soft); color: var(--navy); }
.menu { position: absolute; left: 0; top: 100%; padding-top: 10px; opacity: 0; visibility: hidden; transform: translateY(8px); transition: opacity .25s, transform .35s var(--ease), visibility .25s; }
.menu ul { background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 8px; min-width: 250px; box-shadow: 0 24px 50px -20px rgba(2,34,60,.35); }
.menu a { display: block; padding: 10px 14px; border-radius: 10px; font-size: .92rem; color: var(--ink2); transition: background .2s, color .2s, padding .3s var(--ease); }
.menu a:hover { background: var(--soft); color: var(--navy); padding-left: 20px; }
.has-menu:hover .menu, .has-menu:focus-within .menu { opacity: 1; visibility: visible; transform: none; }
.navbar__actions { display: flex; align-items: center; gap: 14px; margin-left: auto; }
.navbar__phone { display: none; align-items: center; gap: 8px; font-size: .92rem; font-weight: 500; color: var(--ink2); }
.navbar__cta { display: none; }
.burger { width: 46px; height: 46px; border-radius: 50%; border: 1px solid var(--line); display: grid; place-content: center; gap: 6px; background: #fff; }
.burger span { display: block; width: 18px; height: 1.8px; background: var(--ink); border-radius: 2px; transition: transform .4s var(--ease); }
.burger[aria-expanded="true"] span:first-child { transform: translateY(3.9px) rotate(45deg); }
.burger[aria-expanded="true"] span:last-child { transform: translateY(-3.9px) rotate(-45deg); }
@media (min-width: 640px) { .navbar__cta { display: inline-flex; } }
@media (min-width: 1024px) {
  .nav { display: block; } .burger { display: none; } .navbar__actions { margin-left: 0; }
}
@media (min-width: 1180px) { .navbar__phone { display: inline-flex; } }

/* drawer */
.scrim { position: fixed; inset: 0; z-index: 70; background: rgba(2,34,60,.4); opacity: 0; visibility: hidden; transition: opacity .4s, visibility .4s; }
.drawer { position: fixed; top: 0; right: 0; bottom: 0; z-index: 75; width: min(420px, 100%); background: #fff; transform: translateX(102%); transition: transform .6s var(--ease); overflow-y: auto; box-shadow: -30px 0 60px -30px rgba(2,34,60,.4); }
.drawer__in { padding: calc(var(--hh) + 12px) 24px 32px; }
body.drawer-on .scrim { opacity: 1; visibility: visible; }
body.drawer-on .drawer { transform: none; }
body.drawer-on .site-header { z-index: 80; background: #fff; }
.drawer__group { border-bottom: 1px solid var(--line); }
.drawer__group summary { list-style: none; display: flex; justify-content: space-between; align-items: center; padding: 18px 2px; font-size: 1.2rem; font-weight: 600; letter-spacing: -.02em; cursor: pointer; }
.drawer__group summary::-webkit-details-marker { display: none; }
.drawer__group summary::after { content: "+"; font-weight: 400; font-size: 1.5rem; color: var(--mut); transition: transform .3s; }
.drawer__group[open] summary::after { transform: rotate(45deg); }
.drawer__group ul { padding: 0 2px 16px; }
.drawer__group li a { display: block; padding: 9px 0; color: var(--mut); }
.drawer__group li.drawer__all a { color: var(--navy); font-weight: 600; }
.drawer__link { display: block; padding: 18px 2px; font-size: 1.2rem; font-weight: 600; letter-spacing: -.02em; border-bottom: 1px solid var(--line); }
.drawer__foot { display: grid; gap: 16px; margin-top: 28px; }
.drawer__phone { display: flex; align-items: center; justify-content: center; gap: 10px; font-weight: 600; }
.drawer__group, .drawer__link, .drawer__foot { opacity: 0; transform: translateX(24px); transition: opacity .5s, transform .6s var(--ease); }
body.drawer-on .drawer__group, body.drawer-on .drawer__link, body.drawer-on .drawer__foot { opacity: 1; transform: none; }
body.drawer-on .drawer__in > :nth-child(1) { transition-delay: .12s; } body.drawer-on .drawer__in > :nth-child(2) { transition-delay: .18s; }
body.drawer-on .drawer__in > :nth-child(3) { transition-delay: .24s; } body.drawer-on .drawer__in > :nth-child(4) { transition-delay: .3s; }
body.drawer-on .drawer__in > :nth-child(5) { transition-delay: .36s; } body.drawer-on .drawer__in > :nth-child(6) { transition-delay: .42s; }

/* ---------- hero ---------- */
.hero { padding: 12px 0 0; }
.hero .wrap { padding-inline: clamp(10px, 2vw, 24px); max-width: 1440px; }
.hero__card { position: relative; border-radius: 32px; overflow: hidden; isolation: isolate; min-height: clamp(600px, 84vh, 780px); display: flex; flex-direction: column; justify-content: flex-end; padding: clamp(22px, 4vw, 56px); padding-bottom: clamp(40px, 6vw, 80px); color: #fff; background: var(--navy); }
.js .hero__card { animation: iris 1.5s var(--ease) both; }
@keyframes iris { from { clip-path: inset(9% 7% 9% 7% round 56px); transform: scale(.97); } to { clip-path: inset(0 round 32px); transform: none; } }
.hero__media { position: absolute; inset: 0; z-index: -1; animation: vz 2.6s var(--ease) both; }
@keyframes vz { from { transform: scale(1.2); } to { transform: scale(1); } }
.hero__video { width: 100%; height: 100%; object-fit: cover; }
.hero__shade { position: absolute; inset: 0; background: linear-gradient(180deg, rgba(2,34,60,.25) 0%, rgba(2,34,60,.08) 35%, rgba(2,34,60,.72) 100%), linear-gradient(90deg, rgba(2,34,60,.55) 0%, transparent 62%); }
.pill { display: inline-flex; align-items: center; gap: 10px; padding: 8px 16px 8px 12px; border-radius: 999px; background: rgba(255,255,255,.16); border: 1px solid rgba(255,255,255,.35); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); font-size: .84rem; font-weight: 500; }
.pill__dot { width: 8px; height: 8px; border-radius: 50%; background: #D6C4A1; box-shadow: 0 0 0 0 rgba(214,196,161,.7); animation: ping 2.2s infinite; }
@keyframes ping { 70% { box-shadow: 0 0 0 10px rgba(214,196,161,0); } 100% { box-shadow: 0 0 0 0 rgba(214,196,161,0); } }
.hero__copy { max-width: 760px; }
.hero__title { font-size: clamp(2.6rem, 7.2vw, 5.6rem); line-height: 1.02; letter-spacing: -.045em; font-weight: 700; margin-top: 22px; text-wrap: balance; }
.hero__lead { font-size: clamp(1.02rem, 1.5vw, 1.25rem); max-width: 52ch; margin-top: 22px; color: rgba(255,255,255,.88); }
.hero__cta { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.float { position: absolute; z-index: 2; display: none; align-items: center; gap: 14px; padding: 14px 18px; border-radius: 22px; background: rgba(255,255,255,.18); border: 1px solid rgba(255,255,255,.4); backdrop-filter: blur(16px) saturate(1.3); -webkit-backdrop-filter: blur(16px) saturate(1.3); color: #fff; box-shadow: 0 20px 40px -20px rgba(0,0,0,.4); transition: transform .3s ease-out; }
.float--a { right: clamp(24px, 6vw, 96px); top: clamp(28px, 6vw, 80px); animation: bob 6s ease-in-out infinite; }
.float--b { right: clamp(24px, 4vw, 56px); top: 180px; animation: bob 7s ease-in-out -2s infinite; }
@keyframes bob { 0%, 100% { translate: 0 0; } 50% { translate: 0 -10px; } }
.float__big { font-size: 2.4rem; font-weight: 700; letter-spacing: -.04em; line-height: 1; }
.float__txt { font-size: .85rem; line-height: 1.35; max-width: 16ch; }
.float__txt b { display: block; font-size: 1.3rem; letter-spacing: -.03em; }
.float--b img { width: 76px; height: 56px; object-fit: cover; border-radius: 12px; }
@media (min-width: 900px) { .float { display: flex; } }

/* ---------- marquee ---------- */
.marquee { overflow: hidden; padding: 26px 0; border-bottom: 1px solid var(--line); -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); }
.marquee__track { display: flex; width: max-content; animation: slide 60s linear infinite; }
.marquee:hover .marquee__track { animation-play-state: paused; }
.marquee__item { display: inline-flex; align-items: center; gap: 28px; padding-right: 28px; font-size: clamp(1.1rem, 2vw, 1.5rem); font-weight: 500; letter-spacing: -.025em; color: var(--ink2); white-space: nowrap; }
.marquee__item::after { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--gold); }
@keyframes slide { to { transform: translateX(-50%); } }

/* ---------- about ---------- */
.statement { font-size: clamp(1.7rem, 4.2vw, 3.3rem); line-height: 1.16; letter-spacing: -.035em; font-weight: 600; max-width: 24em; }
.sw { color: #D2C6AB; transition: color .35s; }
.sw.on { color: var(--ink); }
.stats { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; margin-top: clamp(40px, 6vw, 72px); }
.stat { background: var(--soft); border-radius: 24px; padding: clamp(18px, 2.4vw, 30px); }
.stat__val { font-size: clamp(2.3rem, 5vw, 3.8rem); font-weight: 600; letter-spacing: -.05em; line-height: 1; color: var(--navy); }
.stat__lbl { margin-top: 10px; font-size: .92rem; color: var(--mut); line-height: 1.4; }
.stat__bar { display: block; height: 4px; border-radius: 4px; background: rgba(2,34,60,.1); margin-top: 20px; overflow: hidden; }
.stat__bar i { display: block; height: 100%; width: var(--w); background: var(--navy2); border-radius: 4px; transform: scaleX(0); transform-origin: 0; transition: transform 1.6s var(--ease) .4s; }
.stat.is-in .stat__bar i { transform: none; }
@media (min-width: 900px) { .stats { grid-template-columns: repeat(4, 1fr); } }

/* ---------- stacked categories ---------- */
.stack { display: grid; gap: 20px; }
.sc { position: relative; border-radius: 32px; padding: clamp(18px, 3vw, 40px); display: grid; gap: clamp(20px, 3vw, 48px); transform-origin: 50% 0; will-change: transform; }
.sc--a { background: #F6F4F0; } .sc--b { background: #EDE6D6; } .sc--c { background: #E4D8BC; }
.sc__body { display: flex; flex-direction: column; align-items: flex-start; justify-content: center; gap: 18px; order: 2; }
.sc__no { display: inline-grid; place-items: center; height: 34px; padding: 0 14px; border-radius: 999px; background: #fff; font-size: .82rem; font-weight: 600; color: var(--navy); }
.sc__title { font-size: clamp(2rem, 4vw, 3.2rem); line-height: 1.05; letter-spacing: -.04em; font-weight: 600; }
.sc__text { color: var(--ink2); max-width: 44ch; font-size: 1.04rem; }
.chips { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 6px; }
.chips a, .chip { display: inline-block; padding: 8px 16px; border-radius: 999px; background: #fff; border: 1px solid transparent; font-size: .88rem; font-weight: 500; color: var(--ink2); transition: background .25s, color .25s, transform .4s var(--ease); }
.chips a:hover, .chip:hover { background: var(--navy); color: #fff; transform: translateY(-2px); }
.sc__img { position: relative; border-radius: 24px; overflow: hidden; aspect-ratio: 4 / 3; order: 1; }
.sc__img img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; transition: transform 1.2s var(--ease); }
.sc:hover .sc__img img { transform: scale(1.05); }
@media (min-width: 900px) {
  .stack { gap: 28px; }
  .sc { position: sticky; top: calc(var(--hh) + 16px + var(--i) * 22px); grid-template-columns: 1fr 1.05fr; min-height: min(540px, calc(100vh - 150px)); }
  .sc__body { order: 1; } .sc__img { order: 2; aspect-ratio: auto; }
}

/* ---------- services rail ---------- */
.services { background: var(--soft); overflow: hidden; }
.section__head--split > * { min-width: 0; max-width: 100%; }
.rail-ctrl { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
@media (max-width: 639px) { .filters { flex: 1 1 100%; } }
.filters { display: flex; gap: 4px; padding: 5px; background: #fff; border-radius: 999px; border: 1px solid var(--line); max-width: 100%; overflow-x: auto; scrollbar-width: none; }
.filters__btn { height: 40px; padding: 0 18px; border-radius: 999px; font-size: .9rem; font-weight: 500; color: var(--mut); white-space: nowrap; transition: background .3s, color .3s; }
.filters__btn.is-on { background: var(--navy); color: #fff; }
.filters__btn:not(.is-on):hover { color: var(--ink); background: var(--soft); }
.arrows { display: flex; gap: 8px; }
.arrow { width: 48px; height: 48px; border-radius: 50%; border: 1px solid var(--line); background: #fff; display: grid; place-items: center; transition: background .25s, color .25s, border-color .25s, transform .4s var(--ease); }
.arrow:hover { background: var(--navy); color: #fff; border-color: var(--navy); }
.arrow:active { transform: scale(.92); }
.arrow--prev .ico { transform: scaleX(-1); }
.rail { display: flex; gap: 18px; overflow-x: auto; scroll-snap-type: x mandatory; padding: 6px var(--pad) 28px; padding-left: max(var(--pad), calc((100vw - 1280px) / 2 + var(--pad))); scroll-padding-left: max(var(--pad), calc((100vw - 1280px) / 2 + var(--pad))); scrollbar-width: none; cursor: grab; }
.rail::-webkit-scrollbar, .filters::-webkit-scrollbar { display: none; }
.rail.is-drag, .rail.is-auto { scroll-snap-type: none; }
.rail.is-drag { cursor: grabbing; }
.arrow--pause .ic-play { display: none; fill: currentColor; stroke: none; }
.arrow--pause[aria-pressed="true"] .ic-pause { display: none; }
.arrow--pause[aria-pressed="true"] .ic-play { display: block; }
.rail.is-drag * { pointer-events: none; }
.rail::after { content: ""; flex: 0 0 1px; }
.scard { position: relative; flex: 0 0 clamp(264px, 78vw, 330px); scroll-snap-align: start; background: #fff; border: 1px solid var(--line); border-radius: 26px; overflow: hidden; display: flex; flex-direction: column; transition: transform .6s var(--ease), box-shadow .5s; }
.scard:hover { transform: translateY(-8px); box-shadow: var(--shadow); }
.scard::after { content: ""; position: absolute; inset: 0; pointer-events: none; background: radial-gradient(280px circle at var(--mx, 50%) var(--my, 50%), rgba(14,53,86,.09), transparent 62%); opacity: 0; transition: opacity .35s; }
.scard:hover::after { opacity: 1; }
.scard.pop { animation: pop .7s var(--ease) both; animation-delay: calc(var(--i) * 55ms); }
@keyframes pop { from { opacity: 0; transform: translateY(34px) scale(.95); } to { opacity: 1; transform: none; } }
.scard__img { position: relative; aspect-ratio: 4 / 3.2; overflow: hidden; margin: 8px; border-radius: 20px; }
.scard__img img { width: 100%; height: 100%; object-fit: cover; transition: transform 1.1s var(--ease); }
.scard:hover .scard__img img { transform: scale(1.08); }
.scard__no { position: absolute; left: 12px; top: 12px; padding: 4px 11px; border-radius: 999px; background: rgba(255,255,255,.9); backdrop-filter: blur(8px); font-size: .76rem; font-weight: 600; color: var(--navy); }
.scard__body { padding: 14px 20px 22px; display: flex; flex-direction: column; gap: 8px; flex: 1; }
.scard__tag { font-size: .72rem; font-weight: 600; letter-spacing: .09em; text-transform: uppercase; color: var(--gold); }
.scard__name { font-size: 1.3rem; letter-spacing: -.03em; line-height: 1.15; font-weight: 600; }
.scard__blurb { font-size: .92rem; color: var(--mut); line-height: 1.5; flex: 1; }
.scard__go { display: inline-flex; align-items: center; gap: 8px; margin-top: 10px; font-size: .9rem; font-weight: 600; color: var(--navy); }
.scard__go .ico { transition: transform .4s var(--ease); }
.scard:hover .scard__go .ico { transform: translateX(6px); }
.scard__go::before { content: ""; position: absolute; inset: 0; z-index: 2; }
.rail__bar { height: 4px; border-radius: 4px; background: rgba(2,34,60,.1); margin-top: 6px; overflow: hidden; position: relative; }
.rail__bar i { position: absolute; left: 0; top: 0; display: block; height: 100%; width: 30%; border-radius: 4px; background: var(--navy); transition: width .2s; }

/* ---------- why / timeline ---------- */
.why__in { display: grid; gap: 48px; }
.why__media { position: relative; }
.why__photo { aspect-ratio: 4 / 3.4; overflow: hidden; border-radius: 28px; }
.why__photo img { width: 100%; height: 100%; object-fit: cover; }
.why__badge { position: absolute; right: 16px; bottom: -22px; background: #fff; border-radius: 20px; padding: 16px 22px; box-shadow: var(--shadow); display: flex; flex-direction: column; }
.why__badge b { font-size: 1.7rem; letter-spacing: -.04em; line-height: 1.1; color: var(--navy); }
.why__badge span { font-size: .85rem; color: var(--mut); max-width: 16ch; }
.timeline { position: relative; margin: 36px 0; display: grid; gap: 30px; --p: 0; counter-reset: s; }
.timeline::before { content: ""; position: absolute; left: 15px; top: 8px; bottom: 8px; width: 2px; background: var(--line); }
.timeline__fill { position: absolute; left: 15px; top: 8px; bottom: 8px; width: 2px; background: var(--navy); transform-origin: 0 0; transform: scaleY(var(--p)); }
.tl { position: relative; padding-left: 58px; counter-increment: s; }
.tl::before { content: counter(s); position: absolute; left: 0; top: -2px; width: 32px; height: 32px; border-radius: 50%; background: #fff; border: 2px solid var(--line); display: grid; place-items: center; font-size: .85rem; font-weight: 600; color: var(--mut); transition: background .4s, color .4s, border-color .4s, transform .5s var(--ease); z-index: 1; }
.tl.on::before { background: var(--navy); border-color: var(--navy); color: #fff; transform: scale(1.12); }
.tl h3 { font-size: 1.25rem; letter-spacing: -.03em; font-weight: 600; }
.tl p { color: var(--mut); margin-top: 6px; max-width: 46ch; }
@media (min-width: 900px) {
  .why__in { grid-template-columns: 1fr 1fr; gap: clamp(48px, 7vw, 110px); align-items: center; }
  .why__photo { aspect-ratio: 4 / 4.6; }
}

/* ---------- results ---------- */
.results { background: var(--soft); }
.cards { display: grid; gap: 20px; margin-top: 8px; }
.rcard { background: #fff; border-radius: 28px; overflow: hidden; border: 1px solid var(--line); will-change: transform; transition: box-shadow .4s; }
.rcard:hover { box-shadow: var(--shadow); }
.rcard__img { position: relative; aspect-ratio: 16 / 10; overflow: hidden; margin: 8px; border-radius: 22px; }
.rcard__img img { width: 100%; height: 100%; object-fit: cover; transition: transform 1.2s var(--ease); }
.rcard:hover .rcard__img img { transform: scale(1.06); }
.rcard__tag { position: absolute; left: 12px; top: 12px; padding: 5px 13px; border-radius: 999px; background: rgba(255,255,255,.92); font-size: .76rem; font-weight: 600; color: var(--navy); }
.rcard__body { padding: 14px 24px 26px; }
.rcard__name { font-size: 1.4rem; font-weight: 600; letter-spacing: -.035em; }
.rcard__line { color: var(--mut); margin-top: 4px; font-size: .96rem; }
.rcard__stats { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 22px; padding-top: 20px; border-top: 1px solid var(--line); }
.stat2 { font-size: clamp(1.7rem, 3vw, 2.2rem); font-weight: 600; letter-spacing: -.05em; line-height: 1.05; color: var(--navy); }
.stat2__lbl { font-size: .82rem; color: var(--mut); margin-top: 4px; line-height: 1.35; }
@media (min-width: 900px) { .cards { grid-template-columns: repeat(3, 1fr); } }

/* ---------- insights ---------- */
.rows { border-top: 1px solid var(--line); }
.row { position: relative; display: grid; grid-template-columns: 1fr auto; gap: 8px 16px; align-items: center; padding: 26px 4px; border-bottom: 1px solid var(--line); isolation: isolate; overflow: hidden; transition: padding .5s var(--ease); }
.row::before { content: ""; position: absolute; inset: 0; background: var(--soft); transform: scaleY(0); transform-origin: 50% 100%; transition: transform .55s var(--ease); z-index: -1; }
.row:hover::before { transform: none; }
.row__meta { grid-column: 1 / -1; font-size: .78rem; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; color: var(--gold); }
.row__t { font-size: clamp(1.15rem, 2.2vw, 1.7rem); font-weight: 600; letter-spacing: -.03em; line-height: 1.2; max-width: 30ch; }
.row__img { display: none; width: 0; height: 84px; object-fit: cover; border-radius: 16px; opacity: 0; transition: width .6s var(--ease), opacity .4s; }
.row__go { width: 48px; height: 48px; border-radius: 50%; border: 1px solid var(--line); background: #fff; display: grid; place-items: center; transition: background .3s, color .3s, transform .5s var(--ease), border-color .3s; }
.row:hover .row__go { background: var(--navy); color: #fff; border-color: var(--navy); transform: rotate(45deg); }
@media (min-width: 900px) {
  .row { grid-template-columns: 170px 1fr auto auto; gap: 24px; padding: 28px 16px; }
  .row__meta { grid-column: auto; }
  .row__img { display: block; }
  .row:hover { padding-inline: 28px; }
  .row:hover .row__img { width: 150px; opacity: 1; }
}

/* ---------- contact ---------- */
.contact { background: var(--soft); }
.contact__in { display: grid; gap: 40px; }
.bigphone { display: inline-flex; align-items: center; gap: 12px; margin-top: 30px; font-size: clamp(1.6rem, 3.4vw, 2.4rem); font-weight: 600; letter-spacing: -.04em; color: var(--navy); }
.bigphone .ico { width: 1em; height: 1em; padding: 10px; box-sizing: content-box; border-radius: 50%; background: #fff; transition: transform .5s var(--ease); }
.bigphone:hover .ico { transform: rotate(-12deg) scale(1.08); }
.cinfo { margin-top: 28px; display: grid; gap: 14px; }
.cinfo li { display: grid; grid-template-columns: 76px 1fr; gap: 12px; color: var(--ink2); }
.cinfo__k { font-size: .74rem; font-weight: 600; letter-spacing: .09em; text-transform: uppercase; color: var(--mut); padding-top: 3px; }
.cinfo a:hover { color: var(--navy2); text-decoration: underline; }
.cform { background: #fff; border-radius: 28px; padding: clamp(20px, 3vw, 40px); display: grid; gap: 14px; box-shadow: var(--shadow); align-content: start; }
.cform__row { display: grid; gap: 14px; }
.field { display: block; }
.field__label { display: block; font-size: .78rem; font-weight: 600; color: var(--ink2); margin-bottom: 6px; }
.field input, .field select, .field textarea { width: 100%; font: inherit; color: var(--ink); background: var(--soft); border: 1.5px solid transparent; border-radius: 14px; padding: 14px 16px; outline: none; transition: border-color .25s, background .25s; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { background: #fff; border-color: var(--navy2); }
.cform .btn { justify-self: start; margin-top: 4px; }
.form__msg { font-size: .9rem; color: var(--navy2); min-height: 1.4em; }
@media (min-width: 640px) { .cform__row { grid-template-columns: 1fr 1fr; } }
@media (min-width: 900px) { .contact__in { grid-template-columns: 1fr 1.05fr; gap: clamp(48px, 7vw, 100px); align-items: start; } }

/* ---------- footer ---------- */
.footer { background: var(--soft2); padding: clamp(48px, 7vw, 88px) 0 28px; }
.footer__top { display: grid; gap: 32px; grid-template-columns: repeat(2, 1fr); }
.footer__brand { grid-column: 1 / -1; }
.footer__brand img { width: 150px; height: auto; }
.footer__col { display: flex; flex-direction: column; gap: 9px; font-size: .92rem; color: var(--mut); }
.footer__col h4 { font-size: .74rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--ink); margin-bottom: 6px; }
.footer__col a { width: fit-content; transition: color .2s, transform .3s var(--ease); }
.footer__col a:hover { color: var(--navy); transform: translateX(3px); }
.footer__contact { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; margin-top: 44px; padding-top: 32px; border-top: 1px solid rgba(2,34,60,.14); font-size: .92rem; color: var(--ink2); }
.footer__contact h4 { font-size: .74rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--mut); margin-bottom: 6px; }
.footer__social p { display: flex; gap: 14px; flex-wrap: wrap; }
.footer__contact a:hover { color: var(--navy2); text-decoration: underline; }
.footer__license { margin-top: 32px; font-size: .78rem; color: var(--mut); max-width: 90ch; line-height: 1.6; }
.footer__bottom { display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; margin-top: 24px; padding-top: 22px; border-top: 1px solid rgba(2,34,60,.14); font-size: .82rem; color: var(--mut); }
.footer__legal { display: flex; gap: 18px; flex-wrap: wrap; }
.footer__legal a:hover { color: var(--navy); }
@media (min-width: 900px) { .footer__top { grid-template-columns: 1.3fr repeat(4, 1fr); } .footer__brand { grid-column: auto; } .footer__contact { grid-template-columns: 1.4fr 1fr 1.4fr 1fr 1fr; } }

/* ---------- inner pages ---------- */
.page-hero { padding: clamp(28px, 5vw, 56px) 0 clamp(24px, 4vw, 48px); }
.page-hero__in { display: grid; gap: 32px; align-items: center; }
.crumbs { display: flex; gap: 10px; font-size: .86rem; color: var(--mut); margin-bottom: 22px; }
.crumbs a:hover { color: var(--navy); }
.page-hero__title { font-size: clamp(2.4rem, 6vw, 4.6rem); line-height: 1.03; letter-spacing: -.045em; font-weight: 700; text-wrap: balance; }
.page-hero__lede { font-size: clamp(1.02rem, 1.5vw, 1.2rem); color: var(--mut); margin-top: 20px; max-width: 52ch; }
.page-hero .chips { margin-top: 26px; }
.page-hero .chips a, .page-hero .chip { background: var(--soft); }
.page-hero__img { aspect-ratio: 4 / 3.2; overflow: hidden; border-radius: 30px; }
.page-hero__img img { width: 100%; height: 100%; object-fit: cover; }
@media (min-width: 900px) { .page-hero__in { grid-template-columns: 1.05fr 1fr; gap: 64px; } .page-hero__img { aspect-ratio: 4 / 3.7; } }
.svc { display: grid; gap: 28px; padding: clamp(36px, 5vw, 64px) 0; border-top: 1px solid var(--line); align-items: center; }
.svc__media { aspect-ratio: 4 / 3; overflow: hidden; border-radius: 26px; }
.svc__media img { width: 100%; height: 100%; object-fit: cover; transition: transform 1.2s var(--ease); }
.svc__media:hover img { transform: scale(1.05); }
.svc__no { font-size: .82rem; font-weight: 600; color: var(--gold); letter-spacing: .1em; }
.svc__title { font-size: clamp(1.8rem, 3.4vw, 2.7rem); letter-spacing: -.04em; line-height: 1.08; font-weight: 600; margin: 8px 0 14px; }
.svc__lead { color: var(--mut); font-size: 1.05rem; max-width: 46ch; }
.svc__list { display: grid; gap: 10px; margin: 22px 0 26px; }
.svc__list li { position: relative; padding-left: 32px; color: var(--ink2); }
.svc__list li::before { content: ""; position: absolute; left: 0; top: .22em; width: 20px; height: 20px; border-radius: 50%; background: var(--soft2) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230a2f52' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 12.5 4 4 8-9'/%3E%3C/svg%3E") center / 12px no-repeat; }
.link-arrow { display: inline-flex; align-items: center; gap: 10px; font-weight: 600; color: var(--navy); }
.link-arrow .ico { transition: transform .4s var(--ease); }
.link-arrow:hover .ico { transform: translateX(6px); }
@media (min-width: 900px) { .svc { grid-template-columns: 1fr 1fr; gap: clamp(40px, 7vw, 100px); } .svc:nth-child(even) .svc__media { order: 2; } }
.faq { background: var(--soft); }
.faq__in { display: grid; gap: 32px; }
.faq__item { background: #fff; border-radius: 20px; margin-bottom: 10px; padding: 0 24px; border: 1px solid var(--line); }
.faq__item summary { list-style: none; cursor: pointer; padding: 22px 0; font-weight: 600; font-size: 1.05rem; letter-spacing: -.02em; display: flex; justify-content: space-between; gap: 16px; }
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary::after { content: "+"; font-size: 1.5rem; font-weight: 400; color: var(--mut); transition: transform .3s; line-height: 1; }
.faq__item[open] summary::after { transform: rotate(45deg); }
.faq__item p { padding: 0 0 22px; color: var(--mut); max-width: 62ch; }
@media (min-width: 900px) { .faq__in { grid-template-columns: .8fr 1.2fr; gap: 80px; } }
.also__grid { display: grid; gap: 20px; }
.more { display: flex; flex-direction: column; border-radius: 28px; background: var(--soft); overflow: hidden; transition: transform .6s var(--ease), box-shadow .5s; }
.more:hover { transform: translateY(-6px); box-shadow: var(--shadow); }
.more__img { aspect-ratio: 16 / 9; overflow: hidden; margin: 8px; border-radius: 22px; }
.more__img img { width: 100%; height: 100%; object-fit: cover; transition: transform 1.1s var(--ease); }
.more:hover .more__img img { transform: scale(1.06); }
.more__body { padding: 14px 26px 26px; display: flex; flex-direction: column; gap: 6px; }
.more__t { font-size: 1.5rem; font-weight: 600; letter-spacing: -.035em; }
.more__s { color: var(--mut); font-size: .92rem; }
.more__go { display: inline-flex; align-items: center; gap: 8px; margin-top: 10px; font-weight: 600; color: var(--navy); }
.more__go .ico { transition: transform .4s var(--ease); }
.more:hover .more__go .ico { transform: translateX(6px); }
@media (min-width: 720px) { .also__grid { grid-template-columns: 1fr 1fr; } }

/* ---------- reduced motion ---------- */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .001s !important; animation-iteration-count: 1 !important; transition-duration: .001s !important; transition-delay: 0s !important; }
  .js [data-reveal], .js [data-split] .wi, .js [data-clip] { opacity: 1; transform: none; filter: none; clip-path: none; }
  .marquee__track { animation: none; }
}

/* ---- Luxury serif titles ---- */
:root { --serif: "Cormorant Garamond", "Cormorant", "Playfair Display", Georgia, "Times New Roman", serif; }
.h2, .hero__title, .statement, .stat__val, .sc__title, .scard__name, .why__badge b, .tl h3, .rcard__name, .stat2, .row__t, .bigphone, .page-hero__title, .svc__title, .more__t, .float__big, .float__txt b, .marquee__item, .drawer__group summary, .drawer__link, .faq__item summary { font-family: var(--serif); font-weight: 500; letter-spacing: -.012em; font-feature-settings: "liga", "kern"; }
.hero__title, .page-hero__title { font-weight: 500; letter-spacing: -.02em; line-height: 1.02; font-size: clamp(3rem, 8vw, 6.4rem); }
.page-hero__title { font-size: clamp(2.8rem, 6.8vw, 5.2rem); }
.h2 { font-size: clamp(2.4rem, 5vw, 3.9rem); line-height: 1.04; }
.statement { font-size: clamp(2rem, 4.6vw, 3.7rem); line-height: 1.12; }
.stat__val { font-size: clamp(2.8rem, 5.6vw, 4.4rem); }
.stat2 { font-size: clamp(2rem, 3.4vw, 2.6rem); }
.sc__title { font-size: clamp(2.4rem, 4.6vw, 3.7rem); line-height: 1; }
.scard__name { font-size: 1.65rem; line-height: 1.08; }
.rcard__name { font-size: 1.75rem; }
.row__t { font-size: clamp(1.45rem, 2.6vw, 2.05rem); line-height: 1.12; }
.svc__title { font-size: clamp(2.1rem, 4vw, 3.1rem); }
.more__t { font-size: 1.85rem; }
.tl h3 { font-size: 1.6rem; }
.float__big { font-size: 2.9rem; }
.float__txt b { font-size: 1.55rem; }
.why__badge b { font-size: 2.1rem; }
.bigphone { font-size: clamp(2rem, 4vw, 3rem); }
.drawer__group summary, .drawer__link { font-size: 1.6rem; }
.faq__item summary { font-size: 1.35rem; }
.marquee__item { font-size: clamp(1.4rem, 2.4vw, 1.9rem); font-style: italic; }
.h2, .hero__title, .statement, .stat__val, .sc__title, .scard__name, .why__badge b, .tl h3, .rcard__name, .stat2, .row__t, .bigphone, .page-hero__title, .svc__title, .more__t, .float__big, .float__txt b, .marquee__item { font-variant-numeric: lining-nums; }

/* ---- refinements ---- */
.stat__val, .stat2 { font-family: var(--sans); font-weight: 600; letter-spacing: -.04em; }
.stat__val { font-size: clamp(2.3rem, 5vw, 3.6rem); }
.stat2 { font-size: clamp(1.6rem, 2.8vw, 2.1rem); }
.sw { color: #9A6E32; }
.sw.on { color: var(--ink); }
.scard__img img, .sc__img img, .why__photo img, .rcard__img img, img.row__img, .page-hero img, .svc img, .more img { filter: sepia(.14) saturate(.82) contrast(1.04) brightness(.98); }