Commercial Lines

Commercial Lines Insurance

Risk, people and property protection for businesses of every size, from a first hire to a growing fleet.

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Workers Compensation

Cover medical costs and lost wages for injured employees, and protect your business.

  • Medical care and lost-wage benefits
  • Help with classification codes and audits
  • Safety and return-to-work guidance
  • Certificates delivered when you need them
Talk to us about Workers Compensation
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General Liability

Everyday protection against claims of injury or property damage at your business.

  • Bodily injury and property damage claims
  • Legal defense costs
  • Contract and lease requirements
  • Coverage matched to your industry
Talk to us about General Liability
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Excess Liability

Higher limits for the claims that outgrow your primary policy.

  • Limits above general liability, auto and employer liability
  • Protection against large judgments
  • A review of contract-required limits
  • Coordination with your primary coverage
Talk to us about Excess Liability
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Employer Benefits

Health, dental, life and retirement plans your team will actually use.

  • Health, dental and vision plans
  • Life and disability for your team
  • Retirement plan options
  • Enrollment support and employee communication
Talk to us about Employer Benefits
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Commercial Auto

Trucks, vans and company cars covered on the job and off it.

  • Cars, vans and trucks
  • Liability and physical damage
  • Hired and non-owned vehicles
  • Fleet and driver reviews
Talk to us about Commercial Auto

Good to know

Common questions

How is workers' compensation premium calculated?

Mostly from payroll, job classifications and claims history. Accurate classification and a strong safety record help keep it down.

Do I need excess liability?

If one large claim could exceed your primary limits, or a contract requires higher limits, it's worth a conversation.

Can you issue certificates of insurance?

Yes. Tell us what your client requires and we'll prepare it.

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Tell us a little about what you need and an advisor will get back to you within one business day.

561-778-8115